Most women are happy to have a makeover done - whether it be of their wardrobe, hair, makeup, shoes, career - and sometimes even their men!

But how many of us take the time to complete a financial makeover to ensure we're refreshing our finances for a secure future?

We've all heard the reports about the inequality of pay between men and women in the workforce, and the sacrifices and campaigning that many of our forbears have undertaken to try and right this in-balance.

But hiding in the shadows is a much greater problem that has the potential to impact more significantly on women, and their standard of living in the future.

Besides money, a wealthy woman has some qualities that serve as guideposts to make sure she's always walking toward wealth rather than away from it.